Terms And Conditions Individuals who are registering themselves at www.butterflyfintech.com, are authorizing us & our associated Banks/NBFCs partners and advertisers to give them an SMS/call/e-mail to offer services for the product they have opted for, providing product knowledge, intimation of promotional offers running on the website & various FINANCIAL offers from associated third parties. And Irrespective of the fact if they have subscribed under DND or DNC service still Butterfly Fintech and partnering Banks/NBFCs and advertisers are authorized to give a call/SMS/e-mail for the aforesaid purposes.
You hereby consent to Butterfly Fintech being appointed as your authorized representative to receive your Credit Information from Experian/CIBIL/EQUIFAX/CRIF for the purpose of Credit Assessment of the End User to Advise him on the best loan offers (End Use Purpose) or expiry of 6 months from the date the consent is collected; whichever is earlier. You hereby also agree to Terms & Conditions
Butterfly Fintech ensures that the individual’s loan application is sent to bank which they have opted
for, in case or otherwise, the lender/bank will be selected only with the customer’s due consent. All
the loan schemes are on discretion with the associated Banks/NBFCs partners and Advertisers.
This
Privacy Policy covers Butterfly Fintech treatment of personally identifiable information that Butterfly
Fintech collects when people are on the Butterfly Fintech site. This policy also covers treatment of any
personally identifiable information that Butterfly Fintech business partners share with Butterfly Fintech.
This policy is not applicable to the practices of companies that Butterfly Fintech does not own or
regulates, or to individuals that Butterfly Fintech does not employ or manage.
Butterfly Fintech collects personally identifiable information when an individual inputs his/her information on online lending platform and loan aggregators. They can use certain Butterfly Fintech products or services, when they visit Butterfly Fintech pages, and enter promotions or sweepstakes. Butterfly Fintech may also receive personally identifiable business information from our authorized partners.
When individuals attempt to register at Butterfly Fintech, they are asked for their first name, last name, gender, postal code, email, country, time zone, state, city and birth date. Once they get registered with Butterfly Fintech and sign in to our services, they will not be anonymous to us.
Also during the registration process, they will be requested to register their mobile numbers and email id, pager, or any other wireless device for communication in order to receive text messages, notifications, and other services. By registration they authorize us to send sms/email alerts to subscribers for their login details and alerts or some advertising messages/emails from us.
If at any time during the service tenure registered individuals wish to stop these sms/email alerts they can write an email to us along with mobile numbers and their mobile number will be deleted from the alerts database.
Butterfly Fintech does not provide the guarantee whether the advertisers are good, credible or quality sellers of goods / service providers. People must satisfy themselves about all relevant points prior to availing of the terms of service. Butterfly Fintech has not discussed any terms of engagement with any of the listed advertisers. Purchasing of products or services from advertisers shall be at their own risk.
We care about your privacy as much as you do. What it means is:
Your use of a Butterfly Fintech website www.butterflyfintech.com (hereinafter referred to as
"Butterfly Fintech") and services and tools are governed by the following terms and conditions. If you
transact on Butterfly Fintech, you shall be subject to the policies that are applicable to the website for
such transaction. By use of the website, you are contracting with Butterfly Fintech Technologies and
Services Private Limited, a company incorporated under Companies Act, 1956 and these terms and conditions
constitute your binding obligations.
For the purpose of these terms of use, wherever the context so
require ‘You’ shall mean any natural or legal person who has agreed to become a member of the
Website by providing sign up data while registering on the Website.
When you use any of the services
provided by the Butterfly Fintech, including but not limited to service provider comparisons, registering
for switching and using information available on the Website you will be subject to the rules, guidelines,
policies, terms, and conditions applicable to such service. Butterfly Fintech reserves the right, at its
sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your
responsibility to check these Terms of Use periodically for changes. Your continued use of the Site
following the posting of changes will mean that you accept and agree to the changes.
As long as you
comply with these Terms of Use, Butterfly Fintech grants you a personal, non-exclusive, non-transferable,
limited privilege to enter and use the Site.
ACCESSING, BROWSING OR OTHERWISE USING THE SITE INDICATES
YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS IN THIS AGREEMENT, SO PLEASE READ THIS AGREEMENT CAREFULLY
BEFORE PROCEEDING
Membership Eligibility
Use of the Butterfly Fintech Website is
available only to persons who can form legally binding contracts under Indian Contract Act, 1872. Persons
who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors,
un-discharged insolvents etc. are not eligible to use the Butterfly Fintech Website. If you are a minor i.e.
under the age of 18 years, you shall not register as a member of the Butterfly Fintech and shall not
transact or use Butterfly Fintech website. As a minor if you wish to use or transact on Butterfly Fintech,
such use or transaction may be made by your legal guardian or parents who have registered as users of the
Butterfly Fintech. Butterfly Fintech reserves the right to terminate your membership and refuse to provide
you with access to the Butterfly Fintech if it is brought to Butterfly Fintech’s notice or if it is
discovered that you are under the age of 18 years.
Your Account and Registration
Obligations
If you use Butterfly Fintech, you shall be responsible for maintaining the accuracy of the
information that you provide. You agree that if you provide any information that is untrue, inaccurate, not
current or incomplete or Butterfly Fintech has reasonable grounds to suspect that such information is
untrue, inaccurate, not current or incomplete, or not in accordance with the this Terms of Use, Butterfly
Fintech has the right to indefinitely suspend or terminate or block access of your membership with Butterfly
Fintech and refuse to provide you with access to the Website.
Communications
When You use
the Website or send emails or other data, information or communication to Butterfly Fintech, You agree and
understand that You are communicating with Butterfly Fintech through electronic records and You consent to
receive communications via electronic records from Butterfly Fintech periodically and as and when required.
Butterfly Fintech may communicate with You by email or by such other mode of communication, electronic or
otherwise.
By interacting with our services or submitting your phone number, you agree to receive
messages from us on WhatsApp, including:
Transactional updates (e.g., order status, support)
Utility content (e.g., offers, Revised Withdrawal / Credit Limits, Pending Documents)
User
Responsibilities
Users are required to:
Provide accurate and up-to-date contact details
Use the WhatsApp channel responsibly and not engage in misuse, spam, or abusive behavior
Opt-Out & Grievance Redressal
You may opt out of WhatsApp communications anytime by:
Sending
“STOP” on WhatsApp
Emailing us at info@butterflyfintech.com with your request
For
any complaints or concerns, please contact our grievance officer at:
Name: GRO
Email:
info@butterflyfintech.com
We aim to respond within 7 business days.
Limitation of
Liability
Any misuse of your data by third-party platforms
Service interruptions or issues
arising from WhatsApp or other external tools
All interactions are undertaken at the user's
discretion.
Updates to This Policy
We may update our Privacy Policy and Terms &
Conditions from time to time. Any changes will be communicated via this page or through WhatsApp updates.
Continued use of our services constitutes acceptance of the revisions.
Charges
Butterfly Fintech
does not charge any fee for browsing on the Butterfly Fintech Website. Butterfly Fintech charges a fee for
executing a switch in service providers on your behalf. However Butterfly Fintech reserves the right to
change the fee and change its policies from time to time. In particular, Butterfly Fintech may at its sole
discretion introduce new services and modify some or all of the existing services offered on the Butterfly
Fintech. In such an event Butterfly Fintech reserves, without notice to you, the right to introduce fees for
the new services offered or amend/introduce fees for existing services, as the case may be. Changes to the
Fee and related policies shall automatically become effective immediately once implemented on Butterfly
Fintech. Unless otherwise stated, all fees shall be quoted in Indian Rupees. You shall be solely responsible
for compliance of all applicable laws including those in India for making payments to Butterfly
Fintech.
Use of Butterfly Fintech Website www.Butterfly Fintech
You agree, undertake and confirm that
your use of Butterfly Fintech shall be strictly governed by the following binding principles:
Contents Posted on Site
All text, graphics, user interfaces, visual interfaces, photographs,
trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including
but not limited to the design, structure, selection, coordination, expression, “look and feel”
and arrangement of such Content, contained on the Butterfly Fintech is owned, controlled or licensed by or
to Butterfly Fintech, and is protected by trade dress, copyright, patent and trademark laws, and various
other intellectual property rights and unfair competition laws. Except as expressly provided in these Terms
of Use, no part of the Butterfly Fintech and no Content may be copied, reproduced, republished, uploaded,
posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including
“mirroring”) to any other computer, server, website or other medium for publication or
distribution or for any commercial enterprise, without Butterfly Fintech’s express prior written
consent.
You may use information on Butterfly Fintech products and services purposely made available
by Butterfly Fintech for downloading from the Site, provided that you
You shall be responsible for any notes, messages, e-mails, billboard postings, photos, drawings, profiles, opinions, ideas, images, videos, audio files or other materials or information posted or transmitted to the Sites (collectively, "Content"). Such Content will become the property of Butterfly Fintech and you grant Butterfly Fintech the worldwide, perpetual and transferable rights in such Content. Butterfly Fintech shall be entitled to, consistent with our Privacy Policy, use the Content or any of its elements for any type of use forever, including but not limited to promotional and advertising purposes and in any media whether now known or hereafter devised, including the creation of derivative works that may include Content you provide. You agree that any Content you post may be used by Butterfly Fintech, consistent with our Privacy Policy and Rules of Conduct on Site as mentioned herein, and you are not entitled to any payment or other compensation for such use.
Other Businesses
Butterfly Fintech does not take responsibility or liability for the actions, products, content and services on Butterfly Fintech website, which are linked to Affiliates and / or third party websites using Butterfly Fintech APIs or otherwise. In addition, Butterfly Fintech may provide links to the third party websites of affiliated companies and certain other businesses for which, Butterfly Fintech assumes no responsibility for examining or evaluating the products and services offered by them, and Butterfly Fintech does not warrant the offerings of, any of these businesses or individuals or the content of such third party website(s). Butterfly Fintech does not in any way endorse any third party website(s) or content thereof.
Links
Butterfly Fintech welcomes links to this site. You may establish a hypertext link to Butterfly Fintech website, provided that the link does not state or imply any sponsorship or endorsement of your site by Butterfly Fintech. You must not use on your site or in any other manner any trademarks, service marks or any other materials appearing on the Butterfly Fintech, including any logos or characters, without the express written consent of Butterfly Fintech and the owner of the mark or materials. You must not frame or otherwise incorporate into another third party website or present in conjunction with or juxtaposed against such a website any of the content or other materials on the Butterfly Fintech website without Butterfly Fintech’s prior written consent.
Privacy
We view protection of Your privacy as a very important principle. We understand clearly that you and Your Personal Information is one of our most important assets. We store and process Your Information on computers that may be protected by physical as well as reasonable technological security measures. If you object to your Information being transferred or used in this way please do not use Butterfly Fintech Website.
Disclaimer Of Warranties And Liability
This website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to you through this site are provided on Butterfly Fintech on “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, Butterfly Fintech does not warrant that:
Butterfly Fintech will not be liable to you in any way or in relation to the contents of, or use of, or otherwise in connection with, Butterfly Fintech website. Butterfly Fintech does not warrant that this site; information, content, materials, product (including software) or services included on or otherwise made available to you through Butterfly Fintech website; their servers; or electronic communication sent from Butterfly Fintech are free of viruses or other harmful components. Nothing on Butterfly Fintech constitutes, or is meant to constitute, advice of any kind. You will be required to enter a valid phone number while placing an order on Butterfly Fintech. By registering your phone number with us, you consent to be contacted by Butterfly Fintech via phone calls and / or SMS notifications, in case of any order or shipment or delivery related updates. Butterfly Fintech will not use your personal information to initiate any promotional phone calls or SMS'.
Payment
While availing any of the payment method/s offered at Butterfly Fintech, Butterfly Fintech will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:
All payments made against the purchases/services on Butterfly Fintech by you shall be compulsorily in Indian Rupees acceptable by the Union of India. Butterfly Fintech does not accept any other form of currency with respect to the purchases made on Butterfly Fintech.
Cancellation of order
Butterfly Fintech reserves the right to cancel any order without any explanation for doing so, under situation where Butterfly Fintech is not able to meet the requirement of the order placed or order so placed/cancelled does not comply with the Butterfly Fintech policy or for any other reason. However, Butterfly Fintech will ensure that any communication of cancellation of an order, so cancelled, is intimated within appropriate time to the concerned person and any applicable refund, will be made in reasonable time.
Refund of payment
Butterfly Fintech will refund the payment made by the users in a case it is unable to process the order. Refund will not be made if such inability arises out of:
No refunds would be made after a switch has been completed.
Breach
Without limiting other remedies, Butterfly Fintech may limit your activity, immediately remove your information, warn other Users of your actions, immediately temporarily/indefinitely suspend or terminate or block your membership, and/or refuse to provide you with access to the Butterfly Fintech website in the event, but not limited to:
Indemnity
You shall indemnify and hold harmless Butterfly Fintech, its owner, licensee, affiliates, subsidiaries, group companies (as applicable) and their respective officers, directors, agents, and employees, from any claim or demand, or actions including reasonable attorneys' fees, made by any third party or penalty imposed due to or arising out of your breach of this Terms of Use, privacy Policy and other Policies, or your violation of any law, rules or regulations or the rights of a third party.
Applicable Law
This Agreement shall be governed by and interpreted and construed in accordance with the laws of India. The place of jurisdiction shall be exclusively in Mumbai.
Jurisdictional Issues/Sale in India Only
Unless otherwise specified, the material on Butterfly Fintech is presented solely for the purpose of sale in India. Butterfly Fintech makes no representation that materials in Butterfly Fintech are appropriate or available for use in other locations/Countries other than India. Those who choose to access this site from other locations/Countries other than India do so on their own initiative and Butterfly Fintech is not responsible for compliance with local laws, if and to the extent local laws are applicable.
Trademark, Copyright and Restriction
This site is controlled and operated by Butterfly Fintech. All material on this site, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights that are owned and controlled by us or by other parties that have licensed their material to us. Material on Butterfly Fintech web site owned, operated, licensed or controlled by us is solely for your personal, non-commercial use. You must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by e-mail or other electronic means and whether directly or indirectly and you must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other web site or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited. Any use for which you receive any remuneration, whether in money or otherwise, is a commercial use for the purposes of this clause.
Copyright complaint
We at Butterfly Fintech respect the intellectual property of others. In case you feel that your work has been copied in a way that constitutes copyright infringement you can write to us at info@butterfly Fintech.com.
Product Description
Butterfly Fintech.in tries to be as accurate as possible. However, Butterfly Fintech does not warrant that product description or other content of this site is accurate, complete, reliable, current, or error-free.
Limitation of Liability
IN NO EVENT SHALL Butterfly Fintech BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND IN CONNECTION WITH THIS AGREEMENT, EVEN IF Butterfly fintech HAS BEEN INFORMED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES.
Our Contact
Please send any questions or comments (including all inquiries unrelated to copyright infringement) regarding this Site to Info@butterflyfintech.com