A car loan top-up is an additional loan amount you can borrow from your existing lender on top of your current car loan. Since your vehicle and credit profile have already been assessed, the process is faster and requires minimal documentation. These loans are generally offered at lower interest rates compared to personal loans, making them a cost-effective solution for meeting various financial needs such as business expenses, medical emergencies, or personal requirements. Repayment can be structured flexibly by adjusting the EMI or tenure without altering the terms of the original loan. As the same car continues to serve as collateral, no additional security is required. In some cases, total loan exposure may go up to 200% of the car's current value, making it a smart and hassle-free option to raise extra capital.
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Is a Car Loan Top-Up Right for You?
Consider getting a car loan top-up if:
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Ready to Experience the Benefits of Car Loan Top-Up?
A car loan top-up provides a quick and convenient way to access additional funds from your current lender without the need to close the ongoing loan. Butterfly Fintech offers current vehicle owners exclusive access to our customizable car loan top-up solutions. We offer a smooth hassle-free digital application and approval process, choose Butterfly Fintech for a smarter and affordable way to raise extra capital against your car.
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A car loan top-up is an additional loan amount you can borrow from your existing lender on top of your current car loan. Since your vehicle and credit profile have already been assessed, the process is faster and requires minimal documentation.
Butterfly Fintech offers competitive interest rates, flexible repayment options, and a hassle-free application process. We also cater to both salaried and self-employed individuals, making it easy to access additional funds when you need them.
You stand to get these benefits from car loan top-up:
Eligibility criteria for car loan top-up is as follows:
The list of documents required for a car loan top-up are as follows:
From Butterfly Fintech the interest rate would depend on your creditworthiness, loan amount and loan term. Further competitive rates would be offered as per your profile. Top-up loans generally have lower interest rates compared to personal loans.
At Butterfly Fintech our core objective is total transparency. We disclose all charges upfront. These include the processing fees, stamp duty and prepayment penalties (if applicable).
After having submitted the required documentation with Butterfly Fintech, it would take up to 48 hours for approval. Since your vehicle is already assessed, the process is faster compared to a new loan application.
The top-up amount depends on your car's current market value and your existing loan balance. In some cases, total loan exposure may go up to 200% of the car's current value, making it a smart option to raise extra capital.
Still have questions? Give us a call at +91 91362 77694 or email us at info@butterflyfintech.com