Apply for a Loan Against Your Car

You can get a secured loan against your used car where the car serves as collateral. The loan amount typically ranges from 50% to 200% of your car's current market value, depending on the lender's assessment and your eligibility.

The loan amount depends on factors like your car's make, model, age, condition, and current market value. We typically offer between 50% to 200% of the car's current market value, with a maximum limit based on your repayment capacity.

Since this is a secured loan backed by your car, credit score requirements are more flexible than unsecured loans. However, a higher credit score (650+) may help you get better interest rates and loan terms.

Our streamlined process typically takes 24-48 hours for approval after submitting all required documents. Once approved, funds are usually disbursed within 1-2 business days directly to your bank account.

Repayment terms are flexible, typically ranging from 12 to 60 months. You'll start making monthly EMI payments one month after loan disbursement. We offer various repayment options to suit your financial situation.

Yes, income proof is required to assess your repayment capacity. Salaried individuals need salary slips and bank statements, while self-employed individuals need income tax returns and business proof documents.

Absolutely! You can continue using your car normally throughout the loan repayment period. We only hold the car documents as security, and you retain full usage rights of your vehicle.

Prepayment terms vary by loan agreement. Some loans allow prepayment without penalty after a certain period (usually 12 months), while others may charge a nominal fee. Details are clearly mentioned in your loan agreement.